Once Upon a Goal Do you know how to set up your financial goals for success? This knight does. Share | Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Money Matters: Why it Pays to be Financially Responsible Responsible money management is often a foreign concept to teens that is complicated and confusing. Yet, if they learn how to save and be financially responsible early, they can protect themselves in the future. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.