Nick Todd

Nick grew up in Huntersville, North Carolina, where he still proudly calls home today. A graduate of Clemson University, he earned degrees in Marketing and Psychology before launching his career in the financial services industry. Nick’s journey with Consolidated Planning began as part of the firm’s first internship class, and he has continued to grow with the organization ever since. With three years of industry experience, he is passionate about helping clients build strong financial foundations and develop strategies that support their long-term goals. He specializes in serving young professionals and young families, with a particular focus on engineers, physical therapists, and sales professionals. 

Nick believes that financial planning starts with education. His approach centers on helping clients understand their options, make informed decisions, and feel confident about their financial future. He strives to build genuine, lifelong relationships with the individuals and families he serves, acting as a trusted resource for anything and everything related to their finances. Nick views his role much like a personal CFO, providing guidance and support through every stage of life. His mission is to empower the next generation of professionals and families to feel protected and confident in their financial choices, helping them navigate an ever-changing economy with clarity and confidence. 

Outside of the office, Nick enjoys making the most of the outdoors through hiking, biking, and spending time on the golf course. A passionate Clemson Tigers fan, he can often be found back in Clemson on fall Saturdays cheering on his alma mater. He is also committed to staying involved in his community as a board member of both the Lake Norman Young Professionals and the Charlotte Clemson Club. Whether he is serving clients, connecting with his community, or enjoying time outdoors, Nick brings energy, authenticity, and a relationship-focused mindset to everything he does. 

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. CP Planning Group, Inc. is not an affiliate or subsidiary of PAS or Guardian.