Kelley Hughes

Kelley Hughes is a Financial Advisor with Consolidated Planning, based in Charlotte, North Carolina. She specializes in financial planning for women before, during, and after divorce, with a particular focus on retirement income planning and long-term financial independence.

Originally from Virginia, Kelley earned her B.S. in Commerce from the University of Virginia, with dual concentrations in Marketing and Human Resources Management. Her professional background includes roles in information technology, recruiting, compensation consulting, and leadership and organizational development—experience that enables her to guide clients through complex financial decisions during periods of major life transition.

After returning to the workforce following 15 years as a stay-at-home mother, Kelley entered the financial services industry and discovered her passion for helping women navigate the financial complexities of divorce. She chose Consolidated Planning as her long-term professional home because of the firm’s support for advisors with specialized planning practices. With support from Consolidated Planning, Kelley earned advanced credentials including the Certified Divorce Financial Analyst (CDFA®) and Retirement Income Certified Professional (RICP®) designations, allowing her to deliver highly specialized divorce and retirement planning guidance.

Kelley’s practice is focused on women who are seeking clarity, stability, and confidence after divorce. She is the founder of Smart Divorce Decisions and regularly serves as a financial advocate during divorce mediations and as a trial consultant for family law attorneys. Kelley is a frequent speaker at industry events and has taught Continuing Legal Education (CLE) courses for the Mecklenburg County Bar, educating attorneys on the financial implications of divorce.

Outside of her advisory practice, Kelley is a proud mom of three (and bonus mom to two), a devoted UVA basketball fan, and enjoys live music, gardening, hiking, reading, and hosting dinner parties.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Consolidated Planning, Inc. is not an affiliate or subsidiary of PAS or Guardian.

Guardian and its subsidiaries do no endorse or have any direct or indirect responsibility with respect to divorce mediations or as trial consultants.